Merrill Lynch Electronic Delivery

Shareholders now have the convenience of viewing shareholder communications, including fund prospectuses, annual reports, and proxy statements, online.


	To enroll you must complete all 6 steps and click on Submit:
	Step 1
	Enter your Merrill Lynch Account Number
	Enter your Merrill Lynch Account Number

	Step 2
	Enter your Email Address
	Enter your Email Address

	Step 3
	Re-enter your Email Address
	Re-enter your Email Address

	Step 4
	Enter the last 4 digits of your Social Security Number or the last 4 digits of the Tax Identification Number for a business account


	Step 5
	Re-enter the last 4 digits of your Social Security Number or the last 4 digits of the Tax Identification Number for a business account


	Step 6
	Please complete the CAPTCHA challenge.
	Please complete the CAPTCHA challenge.

Description of Service

By enrolling in this electronic delivery service, you agree to receive announcements by e-mail about shareholder communications materials.
Those materials are made available electronically by issuing corporations, mutual funds and other third parties. Quarterly, semi-annual and annual reports; proxy statements; prospectuses and newsletters are examples of shareholder communications that may be made available electronically.
The announcements will include the Internet address (URL) where the materials can be found. Materials referenced within the e-mail announcement may be viewed electronically via the Internet and printed with a local printer. If the materials are not made available electronically, you will receive the standard printed materials and no announcement will be made by e-mail.

Your enrollment will be effective for all holdings in the specified account on an ongoing basis unless you change or cancel your enrollment. Please note that this service applies only to U.S. securities held either at the Depository Trust Corporation or physically in the name of Merrill Lynch.

If you have a security position in an equity or mutual fund as of the record date for a particular shareholder distribution and the materials to be distributed are made available electronically, you will receive an e-mail announcement. The content of the information provided for electronic delivery is the responsibility of the issuing corporation, mutual fund, or third party, presenting it. If your securities are held by a financial institution, the broker or bank that holds your security is not responsible for content of electronic shareowner material.

Failure of E-Mail Address
If, during a distribution, your e-mail address proves to be invalid, your enrollment in this electronic delivery service will be cancelled and you will receive a hard-copy notification of the announcement. This notification will provide the URL to the electronic material, and will contain instructions to visit Change/Cancel Enrollment to re-enroll.

Option to Receive Hard Copy
If, after enrollment in this electronic delivery service, you would like to receive a printed set of shareowner material for a particular security, in addition to your e-mail notification, you may request hard copy delivery from your broker, bank or directly from the issuing corporation or mutual fund. The broker, bank, issuing corporation or mutual fund may, at their discretion, impose a fee to receive the printed materials in addition to the electronic materials.

To Update Your Information or Cancel Enrollment
By visiting Change/Cancel Enrollment and entering your unique enrollment number, you may update your contact information, such as e-mail address or personal identification number (PIN), or you may cancel your participation in electronic delivery by selecting the cancellation option.

Hardware and Software Required to Use Service
Enrollment in this electronic delivery service requires that you have a personal computer with appropriate browser software, such as Microsoft Internet Explorer®, Netscape Communicator®, or equivalent, and e-mail software as well as communications access to the Internet. This access may incur charges from Internet Service Providers and local telephone companies. The broker, bank, issuing corporation or mutual fund will not be responsible for the costs associated with electronic access; these costs are the responsibility of the shareowner. Should you wish to print materials that have been delivered electronically, you must have a printer as well. Some issuers electronically publish their materials in Portable Document Format (PDF). In order to view PDF-formatted documents, you must have Adobe Acrobat Reader software. This reader is available for download, free-of-charge, from http://www.adobe.com/.